Have Questions About Your Dental Insurance?
Everyone knows how important it is to have medical insurance to cover the cost of illnesses and injuries, but there is also another kind of health insurance that can also be important for your well-being. Here is what you need to know about your dental insurance.
Understanding Dental Insurance
Comprehensive dental coverage is usually not part of a typical health insurance plan. Dental insurance has always been separate from regular health insurance. Some health plans include dental benefits, but the coverage is usually very limited and isn’t considered true dental insurance. There are limits on what dental insurance will cover & some dental insurances you have a waiting period up to twelve months before they begin to cover anything at all. You also need to ensure when signing up for dental insurance that you know exactly what your maximum is going to be so you don’t go over that maximum and you can also ensure you hit your maximum each year. (These annual maximum’s run between $1,000 and $1,500.)